Schedule Your Estimate Or Get More Details About Spire Utility On-Bill Financing Options

What is Spire On-Bill Financing?

Spire Utility equipment financing program provide utility customers an additional way to financing energy efficiency upgrades at their property. These programs help customers to invest in energy efficiency upgrades for various equipment. At the moment, Spire is the only investor-owned utility in the state of Missouri that offers an on-bill financing program to customers to help them finance energy savings.


Ready for the Best?

Please take a minute to fill out the contact form with your information. We normally contact you to schedule your Free consultation within 24 hours.

    Lease to own properties do not qualify for this program, but we have other options for that type of home ownership.
    You cannot have any disconnects, un-honored checks, or more than 4 delinquency notices. *If you are not, we have another options for you.
    Credit requirements for applicants requesting a loan with the Missouri On-Bill Financing program: loan amount must be greater than $1,000 and applicant must have a minimum credit score of 650. *We have other options for those with lower credit scores.
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Energy Stars Star

About Energy Stars Heating and Cooling:

✓ Spire Contractor Network Member

✓ Largest Ameren Illinois Core Ally

✓ HVAC and Insulation Contractor for all Metro-East Illinois Home Depot Stores

BBB Accredited Company with an A+ rating

✓ YORK® Dealer of the Year

✓ Certified Energy Efficiency Expert

✓ All Technicians are Background Checks, Drug tested,

✓ Licensed, Bonded and Insured.

"That combination of science and service has made them one of the top HVAC companies in the Metro East area — and one of the most active Ameren Illinois Program Allies."

Energy Stars Heating & Cooling Co is a Registered Ally of the Ameren Energy Efficiency Program
Other Ways We Are Different

Ameren Illinois over the past three years has chosen Energy Stars to be one of their Core Allies to go into over 1500 homes in the St. Louis Metro-East Illinois region to increase the energy efficiency levels of the HVAC systems and home insulation. Over this three year timeframe, Energy Stars has install more air conditioners and furnaces in the St. Louis Metro-East Illinois region than any other contractor in the area. Please read Ameren’s case study on our partnership. 

We are also the preferred Heating and cooling contractor for the area Home Depot stores. We provide the in-store heating and cooling contractor services at the Illinois stores in Collinsville, O’Fallon, Edwardsville, Alton, and Belleville Home Depot locations. Every day we provide their customers with the best deals and the right systems to heat and cool their homes at peak efficiencies and comfort.   

  • All our technicians and installers have proven knowledge through our NATE certification. North American Technician Excellence (NATE) is the nation’s largest nonprofit certification organization for heating, ventilation, air conditioning and refrigeration (HVACR) technicians. 
  • Energy Stars has Home Energy Professional (HEP) certified staff, this certification demonstrates advanced competency through rigorous online and field exams and work experience prerequisites.
  • Our customer service standards have resulted in excellent ratings with the BBB and other review sites.
  • We give back to the community through organizations like: The Wounded Warriors Project, The Royal Kids Foundation and The Homes for Heroes Project.

2018 Reader's Choice

2018 Reader's Choice Winner for BEST Heating and Cooling


#1 YORK® Dealer

1st Heating & Cooling Company in the U.S.A to become  a YORK® DIAMOND CLUB DEALER


American Engineering

YORK® Systems: Designed, Engineered, & Assembled in Wichita, Kansas and Norman, Oklahoma.