Financing Options

HVAC Financing for St. Louis MO & IL Regional Homeowners

Replace Your Furnace and Air Conditioner with HVAC Financing

Replacing your home’s heating and cooling system is a major decision—one you don’t want to make based strictly on cost. You shouldn’t replace just one part of your system, to get the most efficiency and reliability, get a complete matched system. That means replacing the indoor coil and furnace and the outdoor air conditioner or heat pump. Those efficiency ratings you read about are for matched systems. Breakdowns tend to occur during inconvenient times, ask us about what options are available to you.


Energy Stars Heating & Cooling Co is the right company for HVAC financing! We stand behind the work we do, and we offer an industry-leading warranty.

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Hassle-free monthly payments for all your heating & cooling needs.

Service Finance Company is a nationally licensed home improvement financial services company and is an approved FHA Title I Lender. They provide in excess of fifty financing solutions which include promotional and standard installment loan solutions with favorable consumer interest rates and extended repayment terms for borrowers who wish to finance purchases of products such as: HVAC, Windows, Doors, Solar, Roofing, and Insulation.

  • Simple application process
  • Flexible monthly payments
  • Favorable consumer interest rates
  • Extended repayment terms
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Hassle-free monthly payments for all your heating & cooling needs.

Arlington Financial Consultants LLC, offer unsecured home improvement loans for applicants with approved credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Conditions and limitations do apply. Advertised rates and terms are subject to change without notice.

  • Up to $100,000
  • Lowest Monthly Payments
  • No Credit Cards
  • No Prepayment Penalties
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Synchrony Financial

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Bill Financing

Did you know that your utility provider offers On Bill Financing? It is easier than ever before to finance your new heating and cooling system. The process for approval is straightforward, giving you the ability to finance a new system onto your bill. With low interest rates, and varying terms, find the fit that is right for you. It is quick, secure and rolls right onto your bill, giving you peace of mind. Contact us for more details.

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Energy Stars Star

We make comfort affordable. Give us a call now at 618-477-8337 to schedule a free estimate for new equipment or schedule a service appointment.  

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