Financing Options

HVAC Financing for St. Louis MO & IL Regional Homeowners

Replace Your Furnace and Air Conditioner with HVAC Financing

Replacing your home’s heating and cooling system is a major decision—one you don’t want to make based strictly on cost. You shouldn’t replace just one part of your system, to get the most efficiency and reliability, get a complete matched system. That means replacing the indoor coil and furnace and the outdoor air conditioner or heat pump. Those efficiency ratings you read about are for matched systems. Breakdowns tend to occur during inconvenient times, ask us about what options are available to you.


Energy Stars Heating & Cooling Co is the right company for HVAC financing! We stand behind the work we do, and we offer an industry-leading warranty.

Hassle-free monthly payments for all your heating & cooling needs.

Service Finance Company is a nationally licensed home improvement financial services company and is an approved FHA Title I Lender. They provide in excess of fifty financing solutions which include promotional and standard installment loan solutions with favorable consumer interest rates and extended repayment terms for borrowers who wish to finance purchases of products such as: HVAC, Windows, Doors, Solar, Roofing, and Insulation.

  • Simple application process
  • Flexible monthly payments
  • Favorable consumer interest rates
  • Extended repayment terms

Bill Financing

Did you know that your utility provider offers On Bill Financing? It is easier than ever before to finance your new heating and cooling system. The process for approval is straightforward, giving you the ability to finance a new system onto your bill. With low interest rates, and varying terms, find the fit that is right for you. It is quick, secure and rolls right onto your bill, giving you peace of mind. Contact us for more details.

Energy Stars Star

We make comfort affordable. Give us a call now at 618-477-8337 to schedule a free estimate for new equipment or schedule a service appointment.